Finance Calculators

Monthly EMI, total interest & payment breakdown

Systematic Investment Plan future value

Add GST to net price — CGST, SGST & IGST split

Extract original price from GST-inclusive MRP

A = P(1 + r/n)^nt with full breakdown

SI = PRT/100

New regime FY 2025-26 (India)

Return on Investment & CAGR

Public Provident Fund maturity

FD maturity with flexible compounding frequency

Home loan monthly payment & amortization

Vehicle loan monthly instalment

Units & revenue needed to break even

Future value with inflation erosion

Systematic Withdrawal Plan — monthly income from corpus

One-time investment future value with returns

National Pension Scheme corpus & pension estimate

Employee gratuity & leave encashment as per Indian law

House Rent Allowance tax exemption — Section 10(13A)

Compound Annual Growth Rate — investments, revenue, portfolio

True cost of minimum payments and revolving credit

Total assets minus liabilities

Tax Deducted at Source on salary & payments

Employee & Employer PF contribution & corpus

Profit, loss, margin and markup percentage

Shares P&L with brokerage & taxes (India)

Estimate fund return from NAV change

Compare tax liability under both regimes for FY 2025-26

STCG & LTCG on stocks, mutual funds, property (India)

Interest saved and tenure reduced by lump-sum prepayment

SIP with annual increment — see accelerated wealth creation

How much to save monthly to reach your target amount

Annual dividend yield, payout ratio and income from shares

Gold purchase value, returns and SIP in gold

Recurring Deposit maturity value and interest earned

Extended IRR for irregular cash flows — SIPs, lump sums

Maximum loan amount based on your income and obligations

Interest saved by transferring your loan to a lower rate

SSY maturity amount for girl child savings scheme

Senior Citizens Savings Scheme quarterly interest and maturity

Quarterly advance tax installment schedule for FY 2025-26

Take-home pay after PF, tax & deductions

Full CTC structure with all components decoded

Compare old vs new job offer — CTC, in-hand & growth

Monthly SIP needed to reach your financial goal

ELSS mutual fund returns with 80C tax savings

National Savings Certificate maturity & tax benefit

Atal Pension Yojana — monthly contribution & pension estimate

Total trading cost — brokerage, STT, GST & stamp duty

Optimize ₹1.5L deduction across 80C, 80D, 80CCD

How much you need to retire comfortably

New salary after hike — monthly increase, annual gain & real value

Financial Independence, Retire Early — years to freedom

Compare payoff strategies — save interest or win quick

How much you need in your rainy-day fund

Should you rent or buy? Total cost comparison over time

Total cost of leasing vs buying a vehicle

Monthly savings needed to reach your down payment goal

Compare up to 3 loan offers side-by-side

Should you refinance? Compare old vs new loan terms

Credit score impact of your card usage

How much life insurance cover do you actually need?

Net Present Value and Internal Rate of Return for projects

Yield to maturity, current yield, and holding return

Call & put option P&L with break-even and max loss

Calculate pip value and position size for forex trading

How much to buy/sell to match your target allocation

Suggested allocation based on age, risk profile and goals

Probability of your retirement plan succeeding

Future cost of your goal adjusted for inflation + SIP needed

Business loan EMI and Debt Service Coverage Ratio

Generate invoice breakdown with profit margin analysis

Tax on ESOP exercise and sale — perquisite vs capital gains

Estimated income tax and GST for freelancers / consultants

Tax Collected at Source on LRS payments abroad

Maximize your ₹1.5L tax deduction across 80C instruments

Compare tax benefits of HRA exemption vs home loan deductions

Monthly professional tax deduction based on your state

Tax-exempt leave encashment on retirement or resignation

SGB maturity value, interest earned & returns vs physical gold

Calculate F&O trading turnover for income tax filing as per ICAI guidelines

Presumptive income tax for small businesses & professionals without full books

Income tax savings on home loan interest (24b) & principal (80C)

Calculate indexed cost using CII for long-term capital gains tax

Compare returns, taxes & charges across gold investment options

Gross & net rental yield on investment property

Compare EMI and total interest for different loan tenures

How long to double your investment at a given return rate

Monthly Income Scheme returns and comparison with FD

Calculate crypto trading profit, fees, and India tax

Compare flat rate and reducing balance interest on loans