ROI Calculator
Calculate return on investment (ROI) for any investment. Enter cost and revenue to see percentage return, annualized ROI, and profit amount.
What is ROI Calculator?
This ROI calculator measures the profitability of your investments by comparing the gain relative to the cost. Works for stocks, real estate, business projects, or any investment where you want to measure returns.
Are the interest rates updated?
We regularly update rates and tax slabs. However, always verify current rates with your bank or the official government portal before making decisions.
Is my financial data safe?
Absolutely. All calculations happen locally in your browser. No data is sent to any server. Your financial information never leaves your device.
How to Use This Calculator
- Enter your Initial Investment, Current Value, Period in the input fields provided
- Results are computed instantly as you enter or modify values — no need to click a button
- Review the computed output showing your roi results with a detailed breakdown
- Use the results to compare financial scenarios, plan budgets, or verify lender and investment calculations
How ROI Calculator is Calculated
This calculator applies standard roi formulas used across Indian banking and financial planning. Inputs are validated and processed using established mathematical models. Results include applicable rates and compounding where relevant. All processing happens locally in your browser — no financial data leaves your device.
Frequently Asked Questions
What is a good ROI?
It depends on the asset class. Stock market averages 12–15% annually (India). FDs offer 6–8%. Real estate varies by city. Compare your ROI against inflation (5–6%) to ensure real returns.
What is the difference between ROI and CAGR?
ROI gives total return over the entire period. CAGR (Compound Annual Growth Rate) normalizes it to a yearly rate, making it easier to compare investments of different durations.
Does ROI account for taxes?
This calculator shows pre-tax ROI. For post-tax returns, subtract applicable LTCG (12.5%) or STCG (20%) taxes from the gain before calculating.
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Why This Tool Is Essential
Return on Investment is the universal metric for evaluating investment performance. Whether comparing mutual funds, real estate, or business ventures, ROI tells you how much you earned relative to what you invested. In India, with options ranging from 4% savings accounts to 15%+ equity returns, understanding ROI helps make optimal allocation decisions.
Key Features
- Calculate ROI percentage for any investment
- Annualized ROI for different holding periods
- Compare multiple investments side by side
- Factor in costs, fees, and taxes
- Visual comparison chart
- Inflation-adjusted real returns
Formula & Methodology
ROI = [(Final Value – Initial Investment) / Initial Investment] × 100. Annualized ROI = [(1 + ROI/100)^(1/years) – 1] × 100.
Step-by-Step Example
Invested ₹2,00,000 in a mutual fund, now worth ₹3,50,000 after 4 years. ROI = [(3,50,000 – 2,00,000) / 2,00,000] × 100 = 75%. Annualized = [(1.75)^(1/4) – 1] × 100 = 15.02% CAGR.
Reference Table
ROI comparison across Indian investment options (illustrative)
| Investment | Invested | Current Value | Duration | ROI | Annualized |
|---|---|---|---|---|---|
| Equity MF | ₹5L | ₹12L | 5 yrs | 140% | 19.1% |
| FD | ₹5L | ₹7.1L | 5 yrs | 42% | 7.3% |
| Gold | ₹5L | ₹8.5L | 5 yrs | 70% | 11.2% |
| Real Estate | ₹50L | ₹72L | 5 yrs | 44% | 7.6% |
Tips for Better Results
- 💡 Always calculate annualized ROI when comparing investments of different durations.
- 💡 Factor in all costs — brokerage, exit loads, and taxes reduce actual returns.
- 💡 Real ROI = Nominal ROI – Inflation rate.
- 💡 Past ROI does not guarantee future returns, especially for equity.
- 💡 Compare ROI after tax — FD interest is fully taxable while LTCG on equity has ₹1.25L exemption.
Ideal Users
Investors comparing instruments, business owners evaluating projects, startup founders pitching to investors, and financial advisors.
📚 Complete Guide Available
Want to learn more? Read our comprehensive guide with detailed explanations, real-world examples, expert analysis, and actionable tips.
Read: ROI & CAGR Calculator: Measure Investment ReturnsDisclaimer: This calculator provides estimates for informational purposes only. Actual outcomes may vary based on applicable rates, policies, and individual circumstances. Consult a qualified financial advisor or chartered accountant before making financial decisions. See our full Disclaimer.
Maintained by: Sagar Sahni, Calc Labz | Review: formula checks, worked examples, and periodic updates
Need a correction? Contact us with the calculator name, your inputs, and the issue you found.
Last updated: April 2026