Stamp Duty Calculator: Property Registration Charges by State
An Expense That Adds 5–10% to Your Property Cost
Stamp duty is a state government tax on property transactions. Combined with registration charges, it can add ₹5–15 lakh on a ₹1 crore property. This is due on the agreement value or circle rate, whichever is higher — and it’s paid by the buyer.
Stamp Duty Rates by Major State (2026)
| State | Men | Women | Registration Fee |
|---|---|---|---|
| Maharashtra | 6% | 5% | 1% |
| Delhi | 6% | 4% | 1% |
| Karnataka | 5% | 5% | 1% |
| Tamil Nadu | 7% | 7% | 4% |
| UP | 7% | 6% | 1% |
| Rajasthan | 6% | 5% | 1% |
| West Bengal | 6–7% | 6–7% | 1% |
Save on Stamp Duty
- Register in woman’s name: Most states offer 1–2% lower rates for women buyers. On ₹1 crore, that’s ₹1–2 lakh saved.
- First-time buyer schemes: Some states offer reduced rates for first property purchases
- Agricultural to residential: Different rates apply; verify land classification before purchase
Factor stamp duty into your home-buying budget. Use the stamp duty calculator to estimate charges for your specific state and property value.